The real math, not the marketing. 60 seconds to know if your college path pays off — opportunity cost, payback years, worst-case scenario, all from official government data.
Calculators give you numbers. Worth gives you judgment: five quick questions, then a straight answer on whether your route pays — opportunity cost, payback years, worst case, every number sourced from College Scorecard and BLS. First verdict free.
Worth never scores you as a person, never predicts admission odds, and every rejection comes with an alternative route.
Tuition, room, board, aid — the real out-of-pocket price before you apply. Free, no sign-up.
Calculate Cost →Translate borrowing into monthly payment, total interest, and payoff timeline at current federal rates.
Calculate Loan →Salary, job growth, unemployment risk, and lifetime earnings — side by side, from BLS data.
Compare Majors →The real math on specific degrees: opportunity cost, payback years, worst-case scenario. Every number sourced from official data.
Other tools calculate numbers and stop. We go one step further: what the numbers mean for your family's situation.