All Calculators & Tools

Free, no sign-up. Every number sourced from official government data.

ROI & Decision Tools

📊 ROI Report

Three routes compared: 4-year vs transfer vs certificate. Opportunity cost, payback, worst case.

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🏫 Compare Schools

Two schools side by side: cost, earnings, graduation rate, payback.

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Cost & Loan Calculators

💰 College Cost Calculator

Tuition, room, board, aid — the real out-of-pocket price + opportunity cost.

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💳 Student Loan Calculator

Monthly payment, total interest, pressure test at current federal rates.

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Career & Major Tools

⚖️ Compare Majors

8 careers by salary, growth, tech impact, and entry education — from BLS.

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📖 Deep Dives: "Is X Worth It?"

Long-form math on specific degrees — opportunity cost, payback years, worst case. Every number sourced.

Resources

❓ FAQ

Common questions about data, methodology, and how we differ.

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📐 About & Methodology

How every formula works, where every number comes from.

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All calculators are free. Route A of the ROI report is free. Routes B & C comparison is $29 one-time. Data from College Scorecard, BLS, College Board, FSA, and USCIS.